This Disclaimer governs your use of the services (“Services”) provided by Zerion Apex (“Company,” “We,” “Us,” or “Our”). By accessing or using our website, mobile apps, APIs, or related Services, you (“User,” “You,” or “Your”) agree to the terms described below.

No Guarantee of Uninterrupted Service

While we strive to offer reliable and continuous Services, flawless operation cannot be assured. Potential interruptions may occur due to:

• Scheduled maintenance, software updates, or system upgrades
  
• Technical glitches, operational malfunctions, or software errors
  
• Circumstances beyond our reasonable control
  

Our Role in Payment Transactions

We function solely as an intermediary between merchants and customers. Users should note:

• We do not guarantee the quality, legality, safety, or delivery of products or services purchased through the platform
  
• Any disputes related to purchases must be resolved directly with the respective merchant
  

Factors Affecting Payment Processing

Payment transactions may be influenced by:

• Disruptions or outages in banks or payment networks
  
• Insufficient account balances or available funds
  
• Fraud detection or other risk management protocols
  
• Compliance with applicable laws and regulatory obligations
  

Compliance with Applicable Laws

Our Services are designed to operate in line with Indian regulations, including:

• Digital Personal Data Protection Act, 2023 (DPDP Act)
  
• Information Technology Act, 2000
  
• RBI guidelines
  

User Responsibility: Users must ensure that all actions while using the Services comply with applicable laws and regulations.

No Professional Advice

• Information provided through our Services is for general informational purposes only
  
• It does not constitute financial, legal, or tax advice
  
• Users should consult qualified professionals for advice regarding financial, legal, or tax matters
  

Third-Party Links and Integrations

• The platform may link to or integrate with third-party websites, applications, or services
  
• We do not control, endorse, or assume responsibility for third-party content, policies, or practices
  
• Users are responsible for reviewing the privacy policies and terms of use of any third-party services
  

Security and User Responsibilities

Although robust security measures are in place, no system is completely immune to cyber threats. Users are responsible for:

• Protecting login credentials and managing account access
  
• Securing payment and financial information
  
• Managing personal data shared while using the Services
  

Limitation of Liability

To the maximum extent allowed by law:

• We are not liable for any direct, indirect, incidental, consequential, or special damages arising from the use of our Services
  
• Our total liability for any single transaction is limited to the transaction fees paid for that transaction
  

Updates to This Disclaimer

• This Disclaimer may be revised periodically to reflect changes in Services, legal requirements, or regulatory obligations
  
• Continued use of the Services after updates constitutes acceptance of the revised Disclaimer
  

Acceptance of Terms

If you do not agree with any part of this Disclaimer, you must immediately stop using the Services.